Social Security Disability and Two Programs
How are they different?
How are they similar?
SSDI & SSI (disability benefits)
- A welfare program funded by general revenues
- Pays later of mo. after DOA or mo. after onset
- 2 yrs to reopen app.
- Medicaid from DOA
- No family benefits
- Other benefits: child
- Depends on resources
- Current benefit max $674 mo. (individual) $1,011 (couple)
- Resource limits: $2000 (individual) $3000 (couple)
- WC (resource) usually precludes entitlement
- No trial work period
- You CANNOT apply online
- An insurance program funded by FICA taxes
- Pays later of 6 mo. from onset or 1 yr prior to DOA
- 4 yrs to reopen applications
- Medicare after 2 yrs
- Family benefits: dependents, widow(er)s, adult child
- Depends on earnings record
- 2009 estimated average benefit $1,064 (includes 5.8% COLA)
- No resource limits other than WC offset
- WC offset if combined exceeds 80% of ACE
- 9 mth trial work period
- You can apply online
Social Security Disability Insurance
DIB, Title II
Supplemental Security Income
SSI, Title XVI, SSID
- Monthly income benefit so long as claimant remains “disabled”
- Same definition of “disabled” (except Child SSI)
- Regulatory 5 step determination used in decision making process. (3 steps for Child SSI)
- Benefits are usually increased each year based on cost of living adjustments (COLA)
- Attorney fee withheld from past due benefits and sent directly to attorney from SSA. Costs are not withheld by SSA.
This website is sponsored by the Law office of Suzanne Villalon-Hinojosa, which is located in Schertz Texas and serves clients primarily in Central and South Texas including San Antonio, Laredo, Eagle Pass and the Lower Rio Grande Valley.
Call Toll Free at 1-800-481-0302
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1-800-481-0302